{"id":3699,"date":"2023-11-24T21:35:41","date_gmt":"2023-11-24T20:35:41","guid":{"rendered":"https:\/\/stage.creddo.com\/se\/?page_id=3686"},"modified":"2025-12-31T11:59:25","modified_gmt":"2025-12-31T10:59:25","slug":"recension","status":"publish","type":"page","link":"https:\/\/creddo.com\/se\/langivare\/fortnox-capcito\/recension\/","title":{"rendered":"Recension"},"content":{"rendered":"\n

Om Capcito<\/strong><\/strong><\/strong><\/strong> (Fortnox)<\/h2>\n\n\n\n

Grundtanken med Capcito, enligt deras egna ord, \u00e4r att g\u00f6ra det enklare f\u00f6r f\u00f6retagare att f\u00e5 sina l\u00e5n beviljade. Detta syns ocks\u00e5 i deras l\u00e5nevillkor. Till skillnad fr\u00e5n m\u00e5nga andra l\u00e5ngivare, som begr\u00e4nsar sig till aktiebolag, l\u00e5nar Capcito \u00e4ven ut till handelsbolag, kommanditbolag och enskild firma. De erbjuder ocks\u00e5 fakturabel\u00e5ning och m\u00f6jligheten att s\u00e4lja fakturor.  <\/p>\n\n\n\n

<\/p>\n\n\n\n

Detta erbjuder Capcito sina l\u00e5ntagare<\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n
    \n
  • Snabb och digital l\u00e5neans\u00f6kan online<\/li>\n\n\n\n
  • Transparenta l\u00e5nevillkor <\/li>\n\n\n\n
  • M\u00f6jlighet att l\u00f6sa l\u00e5net i f\u00f6rtid utan extra kostnader<\/li>\n\n\n\n
  • F\u00f6retagsl\u00e5n till alla handelsbolag, kommanditbolag, enskild firma och aktiebolag<\/li>\n\n\n\n
  • L\u00e5n upp till 15 miljoner kronor<\/li>\n<\/ul>\n\n\n\n

    <\/p>\n\n\n\n

    Smidig ans\u00f6kan online<\/strong><\/strong><\/strong><\/h2>\n\n\n\n

    Likt sina moderna konkurrenter l\u00e5ter Capcito l\u00e5ntagaren g\u00f6ra sin ans\u00f6kan online. Efter att man har angett hur mycket man vill l\u00e5na \u2013 fr\u00e5n 10 000 kronor till 15 miljoner kronor \u2013 och \u00f6nskad l\u00e5netid \u2013 fr\u00e5n 6 m\u00e5nader till 48 m\u00e5nader \u2013 tar det upp till 24 timmar att f\u00e5 besked om sin ans\u00f6kan. D\u00e4refter dr\u00f6jer det tv\u00e5 bankdagar innan beloppet syns p\u00e5 kontot. Ju l\u00e4ngre amorteringstid f\u00f6retaget har angett, desto st\u00f6rre blir l\u00e5nets totalbelopp.<\/p>\n\n\n\n

    <\/p>\n\n\n\n

    Transparenta villkor och flexibel betalningsm\u00f6jlighet<\/strong><\/strong><\/strong><\/h2>\n\n\n\n

    Capcito \u00e4r tydliga med att de v\u00e4rderar transparens och tydliga l\u00e5nevillkor. Ett led i detta \u00e4r att l\u00e5ta den som fyller i l\u00e5neans\u00f6kan direkt se hur h\u00f6ga alla kostnader blir. Redan innan man v\u00e4ljer att skicka in ans\u00f6kan framkommer det hur m\u00e5nga kronor r\u00e4ntan blir per vecka, vad amorteringen ligger p\u00e5 och hur h\u00f6gt totalbeloppet f\u00f6r hela l\u00e5net blir. Inga s\u00e5 kallade \u201cdolda avgifter\u201d finns och den som vill betala av sitt l\u00e5n f\u00f6re sista amorteringstillf\u00e4lle kan g\u00f6ra s\u00e5 utan n\u00e5gon extra kostnad. Med andra ord finns det flexibla avbetalningsm\u00f6jligheter f\u00f6r f\u00f6retaget som vill betala tillbaka lite extra under vissa perioder eller l\u00f6sa hela l\u00e5net direkt.<\/p>\n\n\n\n

    <\/p>\n\n\n\n

    F\u00f6r- och nackdelar med Capcito<\/strong><\/strong><\/strong><\/h2>\n\n\n\n

    Det \u00e4r smidigt att ans\u00f6ka om ett l\u00e5n via Capcito, oavsett vilken f\u00f6retagstyp ditt f\u00f6retag \u00e4r. D\u00e4refter kommer ens besked relativt snabbt \u2013 inom 24 timmar \u2013 och om ens l\u00e5neans\u00f6kan beviljas s\u00e4tts pengarna in p\u00e5 ens konto efter bara ett par dagar. <\/p>\n\n\n\n

    Capcito \u00e4r transparenta med alla l\u00e5nekostnader och visar tydligt totalbeloppet p\u00e5 ens. D\u00e4rtill finns det en stor sp\u00e4nnvidd p\u00e5 ens l\u00e5nesumma \u2013 fr\u00e5n 10 000 kronor till 15 miljoner kronor. En annan styrka \u00e4r att Capcito, till skillnad fr\u00e5n m\u00e5nga andra, beviljar l\u00e5n till enskild firma, handelsbolag och kommanditbolag. <\/p>\n\n\n\n

    Det negativa d\u00e5? Den \u00e5rliga r\u00e4ntan uppl\u00e5ter mellan 12-15 procent, vilket kan vara n\u00e5got kostsamt vid h\u00f6gre l\u00e5nebelopp.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Om Capcito (Fortnox) Grundtanken med Capcito, enligt deras egna ord, \u00e4r att g\u00f6ra det enklare f\u00f6r f\u00f6retagare att f\u00e5 sina l\u00e5n beviljade. Detta syns ocks\u00e5 i deras l\u00e5nevillkor. Till skillnad fr\u00e5n m\u00e5nga andra l\u00e5ngivare, som begr\u00e4nsar sig till aktiebolag, l\u00e5nar Capcito \u00e4ven ut till handelsbolag, kommanditbolag och enskild firma. De erbjuder ocks\u00e5 fakturabel\u00e5ning och m\u00f6jligheten […]<\/p>\n","protected":false},"author":13,"featured_media":0,"parent":2899,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"empty-page-with-slider.php","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","footnotes":""},"class_list":["post-3699","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nCapcito (Fortnox) - Recension: Allt du beh\u00f6ver veta - Creddo<\/title>\n<meta name=\"description\" content=\"Recension av Capcito: Ta reda p\u00e5 hur deras f\u00f6retagsl\u00e5n kan st\u00f6dja dig i att uppn\u00e5 dina finansiella m\u00e5l. 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